Purchasing power
for machines.
AI agents are capable of extraordinary things. But every agent that needs to buy something - API calls, inference, data, compute; hits the same wall.
SohoPay fixes this with USDC powered micro-credit. Think an onchain “credit card” for agents, so you never have to prefund a wallet again.
Backed by
Problem.
Prefunding.
SOHO gives agents a spending limit. They use it when they need it. The operator repays weekly.
No wallets to manage. No on ramping. No agents going offline because someone forgot to top up.
Our Solution
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[ 01 ]
Agent registers with SOHO.
Connect via API or SKILL.md. Screened and issued an MPC key shard. Upon account approval, Agent receives 5 USDC in permissioned purchasing power via SohoPay.
[ 02 ]
Agent wants to pay a merchant.
Calls an x402 or MPP endpoint. Merchant sends back a payment request.
[ 03 ]
Agent pings SOHO via API.
SOHO checks limit, permissions, and compliance in <200ms.
[ 04 ]
If approved, USDC goes to the merchant.
Released directly from SOHO's MPC vault. No prefunding. No onramping. Instant settlement with fraud protections and dispute rights built in.
The operator repays weekly.
One payment every Sunday covers all agents under the operator. Pay in USDC from your wallet, or USD from your bank via Coinbase.
Repay on time and your spending limit grows. $5 → $100 → $1,000. The longer you use SOHO, the more purchasing power your agents have.
Join the beta.
We're onboarding developers and operators. Get early access to the credit infrastructure for the agent economy.
